Effects, and why they are not filters
Two entirely different operations share one word, and the confusion costs people real time. Here is a test that separates them in a sentence, and fifteen cases to try it on.
The test, in one question
Ask whether the operation changed what the picture is made of, or only what colour its parts are.
A photograph arrives as a grid of pixels, each one standing for a small patch of the world. An adjustment leaves that arrangement exactly as it found it. Every pixel still corresponds to the same patch, the grid is the same size and shape, and the operation can be described completely as a rule for turning one colour into another. Warmer. Darker. Flatter. More contrast in the midtones. The photograph is still a photograph of the same thing at the same resolution; it is wearing different clothes.
A rebuild throws that arrangement away. It measures regions of the picture, decides what each region is worth, and draws something else in its place — a dot whose area stands for a brightness, a block of one flat colour, a character with roughly the right weight of ink, a palette entry plus a pattern that makes up the difference. Afterwards the picture is made of dots, or blocks, or letters, and the pixels that used to be there are not recoverable in any meaningful sense.
That is the whole distinction, and it survives every awkward case below. One is a rule about colour; the other is a change of material.